Credit Repair · Dispute Letters · Score Improvement

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Dispute letters for every situation, a personalized score improvement plan, and plain-English education about your rights. Credit repair agencies charge $100/mo to do what you can do yourself for $4.99.

$4.99 per dispute letter
$14.99/mo unlimited
You have rights — use them
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✉️Dispute Letter
📈Score Plan
📚Know Your Rights
🤝Goodwill Letter
Your rights: Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccurate, unverifiable, or outdated information on your credit report. Bureaus must investigate within 30 days.
Dispute letter details
Generate a powerful dispute letter referencing the exact laws that protect you.

Drafting your dispute letter…

Generate your dispute letter

A single letter or unlimited monthly access — you decide.

$4.99
Single letter

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Credit score improvement plan
Tell us about your current credit situation and get a personalized, prioritized action plan.
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A personalized roadmap to a better score — cheaper than one month of a credit repair service.

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Know your credit rights
Ask any question about credit, debt, or your consumer rights. Free — no payment required.

Looking up your answer…

Goodwill letter
A goodwill letter asks a creditor to remove a negative mark as a courtesy — especially useful for one-time mistakes or isolated late payments on otherwise good accounts.

Writing your goodwill letter…

Generate your goodwill letter

One letter could remove a negative mark that's costing you points on your score.

$4.99
Single letter

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⚖️ FCRA-compliant letters
📈 Personalized score plans
📚 Know your rights — free
💸 97% cheaper than agencies